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Author Archives: Trent Johnson
The Good and Bad of Doing A Reverse Mortgage
For any 62 year old Americans that own their home, or at least have a low mortgage rate on their home, you should definitely consider applying for a reverse home mortgage. This type of mortgage is different in that it pays you, so it ends up being an easy way to make some tax-free income without having to do any active work. You can receive a monthly lump sum or a line of credit; it all ultimately depends on what you want, and how you want to use your funds. Continue reading
Posted in Debt
Tagged Careers, Debt, investing, jobs, Money, Mortgages, Personal Finance, Real estate, retirement
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Numerous Ways To Prevent Being a Victim of Identity Theft
Identity theft is by far the fastest growing crime in America. As technology gets more sophisticated, so have the criminals. Millions of people are scammed out of their money every year by identity thieves. And the trend is not slowing down any. The following are five easy tips you can follow to prevent reduce the chances of identity theft happening to you. Keep in mind, sometimes identity theft is unavoidable as a result of our use of personal information to buy products and services almost on a daily basis. But you can definitely take steps to reduce the risk. By taking the steps below, you will certainly reduce your risk of having your identity stolen by a large amount. Continue reading
Posted in Debt
Tagged Credit Card, credit score, Debt, education, Finance, Identity theft, improving credit, Personal Finance
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What Is A Reverse Mortgage And Do You Qualify?
If you are trying to make a large purchase like a car or a house, you know how stressful
it can be. Some times you have to save up for a long time to have enough funding for the
purchase, other times require you to take out a loan. Many people, and especially home
owners, are not aware of all the options that are available to them when it comes to loans.
Therefore it is helpful to do some research and be aware of all the options before making
a decision to you can have less stress and ensure that you get the funding you need. Continue reading
