Author Archives: Allan Henry

Debt Validation Letter Sample

I have been asked by hundreds of my clients to share a template letter as a debt validation letter sample. There is one problem with sharing a single template letter. That problem is that there is no one letter that will work in all situations. For the best results you must understand the principles that are brought together to create a good debt validation letter and use those to create your own. Continue reading

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How To Answer A Credit Card Summons

Many consumers all wonder how to answer a credit card summons. Answering a credit card summons is generally the same process for everyone. However, there are few things to keep in mind when deciding how to answer a credit card summons. I am going to go over some basic need to know items in this article to help you answer properly. Continue reading

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What Happens When You Are Sued By A Credit Card Company?

Have you found yourself being sued by a credit card company? A few years ago I had this unfortunate thing happen to my family and I. It was an extremely stressful period of time for us. I felt like I already had too much on my plate before I was served with the lawsuit. Now looking back on that time I realize that some of the reason that it was so hard was the fact that I had no idea how to defend myself. Continue reading

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Things You Should Know To Be Free From Debt

Financial overload is a lot of stress. It hinders your knack of finding solutions to become debt free. There are a lot of options you can choose before you can finally find the right one for you. Hopefully this debt relief article will help you in your search for answers to your financial difficulties. Continue reading

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Credit Card Lawsuit Defense

There are many different types of credit card lawsuit defense. In this article I am going to compare and contrast a few different ways in which I have seen consumers defend themselves against credit card lawsuits. Some work better than others and some are more costly than others. In the end which method of credit card lawsuit defense that you choose is entirely up to you. Continue reading

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Managing A Credit Lawsuit

Defaults on credit card accounts are at an all time soaring. A lot of consumers get hold of too many cards and then cannot pay with the amount they owe. If a credit card company files a lawsuit against you after a default, they must provide evidence in certain issues in order to prevail their case. Continue reading

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What To Do To Clear Credit Card Debt

If you are struggling with credit card debt I am sure that you have wondered how you can improve your situation by possibly clearing your credit card debt. Learning how to clear credit card debt is a tricky process. There are a huge amount of different options to use but I have found that one thing often stands in the way of doing anything about credit card debt, the creditor themselves. Continue reading

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Debt verification letters

What is a debt verification letter? They are one of many different kinds of letters that can be sent to request information from a creditor or debt collector in regards to collection efforts that are being made on a specific account. I am not a huge promoter of the use of debt verification letters because they only require the verification of the persons name and address. Continue reading

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Need Help With Bad Loans? Here Are Things You Should Know

When you find yourself needing help with debt the best thing to do is to stay focused and look for solutions. In these tough times sometimes the only remedy you can think of is to file bankruptcy, but this is definitely not the right solution to such concern. Continue reading

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How To Settle Credit Card Debt In A Week

At first, learning how to settle credit card debt can appear daunting. You may not want to pay large monthly sums to a debt settlement firm, and neither would I! In reality all the average person needs to put him or her in a position to receive a great settlement offer is some expert guidance and not an expensive payment plan. Continue reading

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Debt Dispute Letter

Many times consumers are faced with debt that they disagree with. Disagreeing with debt is often referred to as disputing debt; they both are basically the same thing. Debt is often disputed with debt dispute letters. The two most common types of debt dispute letters are debt verification letters and debt validation letters. It is extremely important to use the correct letter to convey your dispute effectively to your creditor or debt collector. Continue reading

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